Platforms pay you
Payoneer (including Amazon payouts), Upwork, Fiverr, Deel, YouTube, and clients send USD into your Chiify account.
Built for Africans earning worldwide
Global banking,designed for you.
Open a virtual USD account in minutes. Receive from Payoneer, Amazon, Upwork, YouTube and direct clients — then withdraw in USDC or straight to any local bank.
iOS app · coming soon▶ Android app · coming soon
Receive from the platforms you already work with
PayoneerAmazonUpworkFiverrDeelYouTubeEtsyToptalGumroadTeachableRemoteFreelancerPayoneerAmazonUpworkFiverrDeelYouTubeEtsyToptalGumroadTeachableRemoteFreelancer
The product, clearly
One path for your global income.
No lifestyle filler. This is the job Chiify Pay does: take dollars from the platforms you already use, hold them, then move them how you choose.
You hold dollars
One virtual USD account with routing and account numbers you can reuse everywhere.
You cash out
Withdraw as USDC to your wallet, or Naira to any local bank — same dashboard.
The Chiify Pay difference
Two ways to withdraw. One account.
Get paid in US dollars — then choose how you want to hold your money. Crypto for global mobility, or Naira for everyday spending.
◎
Withdraw in USDC
Convert your USD balance directly into USDC and send to any Base or Ethereum wallet. Ideal for holding value or paying vendors globally.
- Settlements under 5 minutes
- Choose Base or Ethereum
- Competitive market rates
₦
Withdraw in Naira
Cash out straight to any local bank account. Same-day settlement, clear interbank rates, and no hidden markups.
- Any local bank supported
- Same-day settlement
- Live interbank FX rates
Built for how you earn
Same account. Different kinds of work.
These are use cases — not fake customer stories. The photos show the work context; the overlays show what Chiify Pay actually does.
FreelancersUpwork → USD account → Naira bank
Freelancers
Share your Chiify USD details on Upwork, Deel, or Fiverr. Get paid without rejecting foreign clients.
CreatorsAdSense → USD account → USDC or NGN
Creators
AdSense, sponsorships, and platform payouts land in one place you control — then convert when you need cash.
Everything you need
One account. Every tool for global work.
Purpose-built for freelancers, remote workers, and creators across Africa and the diaspora.
Virtual USD account
Real US routing and account numbers for Upwork, Fiverr, Deel, YouTube, and direct clients.
USDC withdrawals
Cash out to Base or Ethereum wallets in under five minutes at competitive rates.
Naira withdrawals
Send straight to any local bank with same-day settlement and clear FX.
Transparent pricing
1% on withdrawals, 0.5% FX, flat $2 on incoming USD deposits.
Bank-grade security
256-bit encryption, mandatory 2FA, full KYC, and real-time monitoring.
Virtual cards, soon
Spend USD on Netflix, Shopify, Canva, Meta Ads, and SaaS without borrowed cards.
Real-time notifications
Instant alerts when deposits land, conversions complete, or withdrawals settle.
Instant conversions
Move between USD, USDC, and NGN whenever you choose — rates shown before you confirm.
How it works
Four steps. Then you're earning globally.
- 01Sign up
Create your account in under two minutes. No app required to start.
- 02Verify your identity
Complete KYC with a government ID and selfie. Most approvals within 24 hours.
- 03Get your USD account
Receive US routing and account numbers ready to share with platforms and clients.
- 04Receive & withdraw
Get paid in dollars, then cash out as USDC or Naira on your terms.
Loved by our members
Stories from the Chiify community.
“I stopped rejecting foreign clients. Upwork and Deel pay into Chiify Pay, and I withdraw Naira the same day.”
“Finally something built for how we actually get paid — dollars in from clients, then USDC or bank out.”
“AdSense and sponsorships land in one USD account. Converting to Naira for bills takes minutes, not days.”
Coming soon
A USD card. For the whole internet.
Spend your USD balance at Netflix, Shopify, Meta Ads, Google Cloud, and Adobe — without failed payments or borrowed cards.
No spam. You'll be first to know when the card ships.
Security first
Your money, protected on every layer.
We build like a bank because we act like one. Every deposit, conversion, and withdrawal is monitored through regulated partners.
Full KYC & compliance
Verification against NIN, BVN, and government ID.
Bank-grade encryption
256-bit AES at rest and TLS 1.3 in transit.
Regulated partners
Licensed banking and crypto rails only.
Open your global account in minutes.
Built for Africans earning worldwide — receive in USD, withdraw in USDC or Naira.
Company
About Chiify Pay
Chiify Pay is operated by Chiify. We help African freelancers, remote workers, and creators receive USD from global platforms, then withdraw as USDC or Naira.
Questions? Email [email protected].
Terms of use
By using Chiify Pay you agree to our account eligibility rules, KYC requirements, and the fees shown in the app before each transfer or conversion. Full terms are presented at signup and in your account settings.
Privacy
We collect identity and transaction data needed to open accounts, meet compliance obligations, and process payouts. We do not sell personal data. Contact [email protected] for access or deletion requests.
AML policy
Chiify Pay monitors deposits and withdrawals for fraud and money-laundering risk. We may request additional verification, delay settlement, or refuse a transaction when required by law or our regulated partners.