USDC vs Naira withdrawal: fees and timing
USDC is useful for holding or moving value on-chain. Naira is for local bills. Chiify Pay supports both from one USD balance.
Pick based on the job
Choose USDC when you want crypto rails; choose Naira when you need bank credit the same day for local expenses.
- USDC: external wallet on Base or Ethereum
- Naira: Nigerian bank transfer after name match
- Both require KYC approval and 2FA