How Chiify Pay works from signup to cash-out

1. Create your account

Sign up at app.chiifypay.com with a real email you control. Use the same email as Chiify publishing when you are an author.

2. Verify your identity

Upload a government ID, proof of address, and complete the face check. Money features unlock after approval.

3. Open your USD virtual account

Request US routing and account numbers, then share them with platforms and clients that pay in USD.

4. Convert & withdraw

Hold USD, convert to NGN when needed, send USDC to a wallet, or withdraw Naira to your bank—always with a clear quote and 2FA.

Frequently asked questions

How long does verification take?

Many approvals complete within a business day once documents are clear. Incomplete photos or mismatched addresses are the usual delays.

Can I use Chiify Pay from outside Nigeria?

Chiify Pay targets African freelancers and creators. Product availability and payout rails depend on verification and partner coverage—start signup to see what unlocks for your profile.