USD to Naira for freelancers and creators

How cash-out works

Deposit USD via your virtual account, convert when you need Naira, then withdraw to a Nigerian bank after verification and 2FA.

• Hold USD until the rate or bill timing works for you
• See Fee, Rate, and You get before converting
• Naira bank payouts with automatic account lookup

Why not convert everything immediately

Many freelancers keep a USD buffer for tools, ads, and client refunds—then convert only what they need for local expenses.

Frequently asked questions

Is the convert rate the same as the bank credit?

Convert updates your Chiify Pay NGN balance using the live rate and published convert fee. A separate withdraw fee applies when you send Naira to your bank.